Thank you for
taking the time to visit the Dime Savings Bank web site. The
Internet offers the potential for safe, convenient new ways
to shop for financial services and conduct banking business,
any day, any time. However, we understand that you may be
concerned about the privacy of information you provide to us
or that is generated as a result of your visit. Be assured
that we are committed to your financial well being and
protecting the privacy and security of your confidential
information. To address these issues, Dime Bank has
instituted the following privacy policy.
Your Personal
Information: Personal Information includes all of the
personal information you provide us both electronically and
in hard copy. Information is collected when you bank on or
off-line, use our online bill paying services, apply for
products and services, send us an e-mail or use various
calculators, planners or questionnaires on our web site.
This information may include: your name; address; social
security number; assets and income; products you are
interested in or use; your transactions with us, such as
your account balance and loan payment history; information
received from consumer reporting agencies, such as your
creditworthiness and credit history; your e-mail address,
Internet Service Provider, the web browser you use, and the
content of any sent or received cookie.
Our Use of Your
Personal Information: Dime Bank will use the information
obtained about you to properly identify you, to maintain
accurate account balance information, to help us provide you
with efficient customer service and the products and
services you request. This information also assists us in
designing and improving our products and services to address
your specific needs.
We may disclose
some information about you to companies that perform
marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements to
provide products and services that we do not offer.
Companies that perform business operations for us, such as
check printing, are provided with only the information
necessary for them to perform the specific function. Dime
Bank is extremely selective in choosing and contracting with
these second parties and requires them to adhere to the same
privacy and security standards as we do.
We also will
release information about you when legally required to do so
(i.e., in response to a subpoena or court order) or to
prevent fraud.
Security of Your
Personal Information: Dime Bank continually updates and
improves the physical, electronic, and procedural safeguards
required to comply with all federal, state and industry
standards to protect the security of your personal
information.
All employees
are required to agree in writing to protect the
confidentiality of customer data and to use it only for Bank
purposes. We restrict access to your personal and account
information to those employees who need to know that
information to provide products or services to you.
The Internet is
a public network. Therefore, it is important to learn how
you can safeguard your banking information, credit card
numbers, Social Security Number and other personal data.
Also to learn about and take advantage of security features.
Some examples
are:
-
Encryption is
the process of scrambling private information to prevent
unauthorized access. To show that your transmission is
encrypted, some browsers display a small icon on your
screen that looks like a “lock” or a “key” whenever your
conduct secure transactions online. Avoid sending
sensitive information, such as account numbers, through
unsecured e-mail.
-
Passwords,
access codes or personal identification numbers (PINs)
should be used when accessing an account online. Your
password should be unique to you and you should change it
regularly. Do not use birth dates or other numbers or
words that may be easy for others to guess.
NEVER GIVE YOUR PASSWORD (S),
ACCESS CODES (S)
OR PIN (S) TO
ANYONE.
Links to Other
Sites: As an added convenience to our customers, we may
offer online links to merchants, retail stores, travel
agents and other non financial sites. Please remember that
an outside web site may not be secure and the company’s
products and services may not be insured by the
FDIC. We cannot guarantee your
privacy or the products and services. As in everyday
business, before you order a product or service online, make
sure you are comfortable with the reputation of the company
making the offer. Only then should you release any personal
information such as your account number, social security
number or credit card or debit card number.
Children’
Information: Dime makes every effort to comply with the
Children’s Online Privacy Protection Act. We do not
knowingly collect or retain personally identifiable
information from customers under the age of 13.
Maintaining the
Accuracy of your Information: Dime Bank has procedures in
place to insure that your personal information is accurately
recorded and maintained and that any inaccurate or
incomplete information is corrected in a timely manner.
If you have any
reason to believe that your personal information is
incorrect, please e-mail us at or call 1-800-321-3463.
Please Note:
Only deposit accounts offered through Dime Savings Bank are
eligible for FDIC insurance
coverage. Non deposit investment and insurance products,
such as mutual funds, stocks, annuities and life insurance
policies that may be sold through this web site or at a Bank
branch location, are not FDIC-insured,
are not guaranteed by the Bank, and may lose value.
